So ANZ rang to enquire why we wish to cancel our ANZ Switch Platinum.
It's a "harmless" card, we know, since there is no Annual Fee - a pesky bane of existence.
It offers a miserable 0.4% rebate if you bother to choose a reasonable reward; lesser if you do not bother to compare rewards on a percentage point basis.
However, ANZ makes up for that pinching on their end by the odd 5% promo offer, among other rewarding ones.
These promos requires registration, a manual step that we find increasingly less bothered to do. Anything manual (NON-automatic!) becomes a chore once repeated one time too many. It does takes just a few minutes to SMS to join in the promo. But when living life in very pre-occupied ways, minutes are precious little babies. Increasingly, we feel less wish to spend minutes that way. A degree of gamble is involved as well in this promo. It is subject to a first-come-first-serve quota. After all the trouble, you may not get the promoted premium.
We also feel an increased reluctance to back track to monitor promo rewards. Straight-forward cash-back card becomes a more suitable option.
Different strokes for different folks, at different times.
We've become drop-outs leaving enthusiatic supporters of such promos to reap its promo rewards.
